 USDA Service Center News - September 2025 In This Issue: Important Dates to note:
09/30/2025- Final date to purchase NAP coverage on fall seeded crops
10/13/2025- Federal Holiday- Office closed
10/15/2025- Grazing season ends
11/17/2025- Acreage Reporting Deadline for fall seeded crops For more information, visit Farmers.gov Top of page USDA's Farm Service Agency (FSA) celebrated 25 years of the agency's popular Farm Storage Facility Loan Program (FSFL) this May. For a quarter century, family-owned agricultural operations have received low-interest financing through the program to enhance or expand their operations and manage marketing of the commodities they produce by building or upgrading permanent and portable storage facilities and purchasing needed handling equipment. The FSFL program was created in May 2000 to address existing on-farm grain storage needs. Since the program's inception, more than 40,000 loans have been issued for on-farm storage, increasing storage capacity by one billion bushels. While many producers primarily associate the program with grain storage, over the past 25 years the eligible storage has expanded to include a wide variety of facilities and related equipment - new or used and permanent or portable - including hay barns, bulk tanks, and facilities for cold storage. Drying, handling and storage equipment is also eligible, including skid steers and storage and handling trucks. Eligibility Eligible commodities for storage loans include grains, oilseeds, peanuts, pulse crops, hay, hemp, honey, renewable biomass commodities, fruits and vegetables, floriculture, hops, seed cotton, wool, maple sap, maple syrup, milk, cheese, yogurt, butter, eggs, unprocessed meat and poultry, rye and aquaculture. Most recently, controlled atmosphere storage was added as an eligible facility and bison meat has been also added to the list of eligible commodities. FSFL is an excellent financing program to address on-farm storage and handling needs for small and mid-sized farms, and for new farmers. Loan terms vary from three to 12 years. The maximum loan amount for storage facilities is $500,000. The maximum loan amount for storage and handling trucks is $100,000. In 2016, FSA introduced a new storage loan category, the microloan, for loans with an aggregate balance up to $50,000. Microloans offer a 5% down payment requirement, compared to a 15% down payment for a regular FSFL, and microloans waive the regular three-year production history requirement. How to apply Loan applications should be filed in the administrative FSA county office that maintains a producer's farm records. Producers can contact their FSA County Office to make an appointment. Beginning farmers who haven't worked with FSA can visit farmers.gov/your-business/beginning-farmers for more information or view the New Farmers Fact Sheet. For more information, visit the FSFL webpage, view the fact sheet and our Ask the Expert Blog, or contact your FSA County Office. Top of page The Farm Service Agency's (FSA) Noninsured Crop Disaster Assistance Program (NAP) provides financial assistance to producers of non-insurable crops, including mechanically harvested forage with NAP coverage, to protect against natural disasters that occur during the coverage, resulting in loss of production, loss of value, or prevented planting of an eligible crop. If you have NAP coverage on mechanically harvested forage, you must: - Maintain separate production records for each unit, crop, practice, crop type, and intended use.
- Submit production records to FSA by the designated production reporting date for the crop.
- Notify your FSA administrative county office before grazing, abandoning, or destroying forage acreage reported, on FSA form FSA-578, as intended to be mechanically harvested; and request an appraisal.
- Notify your FSA administrative county office of a loss and timely file CCC-576, Notice of Loss and Application for Payment, Part B, the earlier of:
- 15 calendar days after the disaster occurs, or damage first becomes apparent.
- 15 calendar days after the crop's normal harvest date.
- If you change your intended use or experience a loss during the coverage period, you must:
- Establish and maintain representative sample areas when an appraisal of the acreage is required.
- Inform your FSA administrative county office of the location of representative sample areas within 15 days of placing the panels.
- Request an appraisal of the representative sample areas at the end of harvest period but before first freeze.
For more information on NAP and NAP compliance requirements you must follow to retain NAP coverage, contact your local USDA service center. In order to claim a Farm Service Agency (FSA) payment on behalf of a deceased producer, all program conditions for the payment must have been met before the applicable producer's date of death. If a producer earned an FSA payment prior to his or her death, the following is the order of precedence for the representatives of the producer: · administrator or executor of the estate · the surviving spouse · surviving sons and daughters, including adopted children · surviving father and mother · surviving brothers and sisters · heirs of the deceased person who would be entitled to payment according to the State law For FSA to release the payment, the legal representative of the deceased producer must file a form FSA-325 to claim the payment for themselves or an estate. The county office will verify that the application, contract, loan agreement, or other similar form requesting payment issuance, was signed by the applicable deadline by the deceased or a person legally authorized to act on their behalf at that time of application. If the application, contract or loan agreement form was signed by someone other than the deceased participant, FSA will determine whether the person submitting the form has the legal authority to submit the form. Payments will be issued to the respective representative's name using the deceased program participant's tax identification number. Payments made to representatives are subject to offset regulations for debts owed by the deceased. FSA is not responsible for advising persons in obtaining legal advice on how to obtain program benefits that may be due to a participant who has died, disappeared or who has been declared incompetent. The U.S. Department of Agriculture (USDA) is announcing the launch of the Debt Consolidation Tool, an innovative online tool available through farmers.gov that allows agricultural producers to enter their farm operating debt and evaluate the potential savings that might be provided by obtaining a debt consolidation loan with USDA's Farm Service Agency (FSA) or a local lender. A debt consolidation loan is a new loan used to pay off other existing operating loans or lines of credit that might have unreasonable rates and terms. By combining multiple eligible debts into a single, larger loan, borrowers may obtain more favorable payment terms such as a lower interest rate or lower payments. Consolidating debt may also provide farmers and ranchers additional cash flow flexibilities. The Debt Consolidation Tool is a significant addition to FSA's suite of improvements designed to modernize its Farm Loan Programs. The tool enhances customer service and increases opportunities for farmers and ranchers to achieve financial viability by helping them identify potential savings that could be reinvested in their farming and ranching operation, retirement accounts, or college savings accounts. Producers can access the Debt Consolidation Tool by visiting farmers.gov/debt-consolidation-tool. The tool is built to run on modern browsers including Chrome, Edge, Firefox, or the Safari browser. Producers do not need to create a farmers.gov account or access the authenticated customer portal to use the tool. USDA encourages producers to reach out to their local FSA farm loan staff to ensure they fully understand the wide range of loan and servicing options available to assist with starting, expanding, or maintaining their agricultural operation. To conduct business with FSA, please contact your local USDA Service Center. | 
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